Cost of Living: Philadelphia, PA vs San antonio, TX

Compare living expenses β€’ Updated 2026

Key Takeaways

Comparing Philadelphia, PA and San antonio, TX reveals distinct advantages for each location.

Philadelphia, PA

Cost of Living Index
85.59
Housing
74.65
Food
147.54
Transport
90.0
Healthcare
36.27

San antonio, TX

Cost of Living Index
83.88
Housing
76.56
Food
121.28
Transport
90.0
Healthcare
42.81

Cost Breakdown

CategoryPhiladelphia, PASan antonio, TXUS Avg
Overall Index85.5983.88100
Housing74.6576.56100
Food147.54121.28100
Transportation90.090.0100
Healthcare36.2742.81100

πŸ‘ Pros & Cons of Moving

Philadelphia, PA

βœ… Pros

  • β€’ Home to prestigious schools
  • β€’ Rich history and culture
  • β€’ Accessible public transportation
  • β€’ Active sports scene
  • β€’ Vibrant nightlife scene
  • β€’ Diverse neighborhoods
  • β€’ Numerous parks and museums
  • β€’ Plenty of kids activities
  • β€’ Great food options
  • β€’ Strong job market in healthcare

❌ Cons

  • β€’ Limited green spaces
  • β€’ Traffic congestion issues
  • β€’ Public school disparities
  • β€’ Winter weather challenges
  • β€’ Some neighborhoods unsafe
  • β€’ High crime rates in areas
  • β€’ Poverty in certain regions
  • β€’ Cost of living is rising
  • β€’ Variable job market stability
  • β€’ Political tensions observed

San antonio, TX

βœ… Pros

  • β€’ Friendly community vibe
  • β€’ Good schools available
  • β€’ Mild winters, warm summers
  • β€’ Rich history and attractions
  • β€’ Diverse cultural festivals
  • β€’ Plenty of outdoor activities
  • β€’ Vibrant nightlife options
  • β€’ Affordable cost of living
  • β€’ Family-friendly activities
  • β€’ Job market is improving

❌ Cons

  • β€’ Economic inequality noticeable
  • β€’ Air quality concerns
  • β€’ Traffic congestion issues
  • β€’ High summer temperatures
  • β€’ Limited public transportation
  • β€’ Political tension exists
  • β€’ Seasonal allergies common
  • β€’ School ratings vary widely
  • β€’ Some areas lack diversity
  • β€’ Higher crime rates in areas

Frequently Asked Questions

Which is more affordable: Philadelphia or San antonio? β–Ό

San antonio, TX is approximately 2% more affordable based on cost of living indices. Philadelphia, PA has an index of 86 while San antonio, TX has 84, where 100 is the national average.

What are housing prices like in Philadelphia vs San antonio? β–Ό

The median home price in Philadelphia, PA is $290,000 compared to $272,500 in San antonio, TX. This represents a difference of $17,500.

πŸ’‘ Salary & Affordability Comparison

πŸ’΅ Salary Equivalent

A median income of $57,537 in Philadelphia is equivalent to $56,387 in San antonio after adjusting for cost of living. Conversely, $59,593 in San antonio equals $60,808 in Philadelphia.

πŸ“Š Affordability Score
7.0/10
Philadelphia
vs
7.7/10
San antonio

Higher = more affordable

🏠 Est. Monthly Mortgage
$1,833
Philadelphia
vs
$1,722
San antonio

20% down, 30-yr fixed at 6.5%

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πŸ“… Last Updated: February 2026

Sources: U.S. Census Bureau, C2ER, BLS

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